Cosmetic dentistry is typically not covered by insurance, as many of the treatments involved are often considered "elective" and aimed at improving appearance rather than function. This applies to treatments like teeth whitening, veneers, and bonding, which are viewed as non-essential.
However, there are cases where insurance may cover a portion of a cosmetic treatment if it’s functionally necessary, such as restoring a severely damaged tooth or orthodontic work to correct bite alignment. You must check your insurance policy or consult your dental care provider to determine what’s covered.
Some plans offer partial coverage for treatments with both cosmetic and functional benefits, like crowns or bonding. To clarify whether your desired treatment qualifies, communicate with your dentist and insurance provider. Even if coverage is limited, many dental offices offer payment plans or financing options like CareCredit, making it easier to manage costs.
Fully understanding your dental coverage and alternative financing options will help you get the cosmetic care you need while managing your out-of-pocket costs.
Top-Quality Cosmetic Dentistry in El Dorado Hills, CA
If you're looking for a dentist near El Dorado Hills, CA, to provide the best cosmetic dental care with minimal insurance and financing-related stress, contact Dr. Mohamad Albik and the friendly and helpful El Dorado team to schedule a consultation!